Phil_tax_2025

maxb, thanks for your help on this too, the ambiguity is the root of my question I guess. The documents are not totally explicit about the situation that I describe above. Thanks @HMRC Admin too for your responses. I guess I just want to be 100% clear. I recognise there is a fine line that you are treading not to give financial advice though. However... @HMRCAdmin 17, to check... this confirms that the date the individual's contribution is received by the administrator acts as the date when both the contribution and the tax relief is paid for self assessment purposes, it is irrelevant when the relief is actually credited to the account.

Thanks HMRC for the fast response. Can I double check my understanding: Tax year 2024/25: £1000 cash contribution with debit card paid. The pension company applies to HMRC for tax relief in 2024/25. Tax relief of £250 arrives in tax year 2025/26. You can claim only the £1000 on you 2024/25 tax return as pension but your £250 relief on you 2025/26 return? Thanks!

Hi all, I have an account for which I add pension contribution to from my net salary. I get relief at source when I add a contribution i.e. I had £1000 I get an extra £250. However, the £250 tends to take 11 weeks or more to appear in my pension account so Feb and March don't come in until after Apr 6th. I wanted to check what should be declared on a self assessment pension for the relief that comes in after April 6th. Should I declare that I made £1000 in contributions or £1250 as we know the £250 is incoming? Thanks Phil