reef76

Hi I'm a bit confused. It seems my SA has risen even when I've made significantly less profit than the previous year on my property. Has something changed? (Rough figures) --- 22/23 PAYE £46000 Property income £4700 Property Expenses etc £1000 SA PAID £800 -----23/24 PAYE £56000 Property income £4700 Property Expenses etc £3000 SA CALCULATION £980 (SA CALCULATION USING LAST YEARS income & expenditure on new PAYE £1500) Does the increase in PAYE income raise my SA that much??? Even considering I have a low mortgage interest rate cost £1000. So this year and any subsequent years I'll be making a loss as mortgage interest is not taken into consideration? HMRC do not take into consideration my actual loss? Are these figures correct and my assumptions correct? Thanks